Custom Plans to secure your financial future
Integrated group benefits, insurance, wealth and retirement strategies designed for businesses, families and executives.
Our Process
A Simple, Guided Process
Whether you are an employer, business owner or individual, every engagement follows a clear and structured path.
step 01
DISCOVER
We learn about your goals, your team and your financial structure to identify gaps and opportunities.
step 02
DESIGN
We create a tailored benefits, insurance and financial strategy that aligns with your objectives and budget.
step 03
IMPLEMENT
We handle the setup, onboarding and communication, ensuring a smooth experience for you and your team.
step 04
OPTIMIZE
We monitor performance, adjust for life or business changes and provide ongoing education and reviews.
Our Services
Our Services
Group Benefits Solutions
A comprehensive suite of employee benefits designed to support wellness, retention and productivity.
Includes:
- Health and Dental
- Health and Dental
- Group RRSP
- Health Spending Accounts (HSA)
- Wellness and Engagement Programs
Insurance and Protection Planning
Smart coverage to protect your family, business and long-term financial security.
Includes:
- Life Insurance
- Disability Insurance
- Critical Illness Insurance
- Key Person Insurance
- Buy-Sell Protection
Wealth and Retirement Planning
Strategic investing and retirement design for long-term growth and clarity.
Includes:
- Smart Investing and Portfolio Management
- Comprehensive Financial Planning
- Retirement Income Planning
- RRSP, TFSA and Pension Planning
Executive and Business Owner Programs
Advanced planning strategies for incorporated professionals and leadership teams.
Includes:
- Executive Compensation Strategy
- Corporate Insurance Planning
- Tax-Advantaged Structures
- Shareholder and Succession Planning
Estate and Legacy Planning
Protect and transfer wealth effectively, ensuring your family’s future is secure.
Includes:
- Estate Structure and Preservation
- Wealth Transfer Planning
- Charitable Giving Strategies
Financial Wellness Education
Practical education that helps teams make smarter financial decisions.
Includes:
- Workplace Workshops
- Lunch and Learns
- Employee Training Programs
Partnership
What You Can Expect Working With Diverse Benefits
A Healthier, More Engaged Workforce
Better benefits, better culture, better retention.
A Resilient Financial Foundation
Your business and family are protected with smart, tax-efficient planning.
Clarity and
Confidence
You get a long-term roadmap with zero guesswork.
Executive-Level Strategy
Advanced planning usually reserved for larger institutions.
Simplified Management
One coordinated system across benefits, insurance, retirement and estate planning.
Long-Term Partnership
Consistent reviews, updates and support as your situation evolves.
Testimonials
Real people. Real results.
Lives Covered
We break it down so you feel empowered and informed.
Lives Covered
We break it down so you feel empowered and informed.
Lives Covered
We break it down so you feel empowered and informed.
Very personable and professional and listens carefully to our employees
Diverse Benefits & Financial Planning Inc. and Ms. Leanne Demerais have been assisting Heritage Park Society with the administration and communication of its pension plan since 2011. Ms. Demerais remains a reliable and valuable resource to our employees when we are communicating to them regarding the Plan and assisting them with retirement planning and investment choices.
Drago Krsmanovic, Manager
Heritage Park Human Resources.
Diverse has been excellent in coordinating our personal life insurance policies and investments
Diverse has been excellent in coordinating our personal life insurance policies and investments to maximize values most cost-effectively. Diverse takes an active role by periodically reviewing our financials to ensure that we are kept up to date for external factors.
Michael McDonald
Client
Dedication to clients, business excellence and education sets her apart
Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional financial advisor. Leanne has this and more. Her dedication to clients, business excellence and education sets her apart and we would highly recommend her to anyone wanting to achieve better financial outcomes.
James & Cheryl Isnor
Client
The business relationship between Diverse and BMP is a highly valued partnership
BMP Mechanical has been doing business with Diverse Benefits since 2012. The business relationship between Diverse and BMP is a highly valued partnership for our company. We can always count on Diverse to address our Health Program needs in both timely and professional manner.
Julia Calinescu
BMP Mechanical Team
Standout from their competitors is their tenacity to get the right group plan for us
Diverse Benefits & Financial Planning Inc. have been working with us for a few years. What makes them standout from their competitors is their tenacity to get the right group plan for us at the right price. This also is supported with regular communication and performance reports to avoid surprises at the end. This allows advanced planning heading to negotiation.
Alberto Sia Lu
Optima Manufacturing