Resources to Help You Make Smarter Financial and Benefits Decisions

Explore calculators, guides, and expert insights designed to help employees, families and business owners plan with confidence.

Calculator

Tools & Calculators

Quick, accurate financial tools to help you plan benefits, retirement and protection needs.

Smart Tools for Confident Planning

Quick, precise financial tools that simplify planning for benefits, retirement, and protection—so you can make informed decisions with ease.

Plan Better, Faster

Access fast, accurate tools designed to help you navigate benefits, retirement strategies, and protection needs with clarity.

Your Financial Planning Toolkit

Efficient, reliable tools that support every stage of your journey—from benefits and retirement to long-term protection.

Clear Guidance Powerful Tools

Speed and accuracy built into every financial tool, helping you plan your benefits, retirement goals, and protection confidently.

Educational Videos

Financial Education

Articles

Articles & Insights

Expert content optimized for real-world decisions and long-term planning.

How Smart Group Benefits Strategies Help Companies Reduce Costs and Improve Retention

Discover how smart group benefits strategies can help companies reduce costs while delivering strong value to employees. Learn how tailored benefits improve satisfaction, retention, and overall company culture.

The Essential Insurance Planning Guide for Families and Professionals

Understand the essential types of insurance needed to protect your family, income, and health. This guide helps you plan for life’s uncertainties at every stage.

Building Long-Term Wealth Through Smart Retirement Planning

Explore strategies for saving, investing, and planning for retirement to build long-term wealth. Learn how early decisions today can secure financial stability for the future.

How to Maximize Your HSA and Health Spending Accounts

Learn how to maximize your Health Spending Account for tax-efficient medical cost management. Discover tips for contributions, eligible expenses, and long-term savings growth.

Executive Planning: Protecting Today’s Leaders with Strategic Financial Solutions

Executive planning provides tailored financial solutions to protect income, optimize taxes, and manage assets. Gain insights on strategies for long-term wealth and leadership security.

Estate & Legacy Planning: How to Protect Your Family and Pass on Your Values

Protect your family and ensure your wishes are honored through estate and legacy planning. Learn how wills, trusts, and thoughtful preparation secure both assets and values.

Guides

Guides & Checklist

Learning Center

Insights & Guidance

Our Story

This video shares the story behind Diverse Benefits, told by founders Leanne and Scott, and explains why the company was built to move away from one-size-fits-all solutions. It highlights their family roots, deep experience, and commitment to creating personalized, client-first benefits and financial planning for businesses and individuals in Calgary. You’ll hear how their approach focuses on clarity, trust, and long-term relationships rather than jargon or hidden agendas. Watch to understand how Diverse Benefits helps clients feel supported, confident, and cared for at every stage of life.

Why a Boutique Benefits Firm Beats a Big Corporation

This video explains why many organizations choose a boutique approach to group benefits over large, corporate providers. Led by Leanne and Scott, it highlights how Diverse Benefits focuses on personalized service, faster communication, and plans tailored specifically to each business and its employees. Instead of one-size-fits-all solutions, the emphasis is on relationships, responsiveness, and benefits that truly fit the people using them. Watch to understand how a more hands-on, family-owned firm can deliver a more meaningful and effective benefits experience.

What It Means to Work with A CFP

This video explains the value of working with a Certified Financial Planner® and how it impacts the guidance clients receive from Diverse Benefits. Led by Leanne, a CFP®, and supported by Scott, the discussion highlights the professional standards, ethics, and expertise that go into every recommendation. It reassures both employers and employees that their financial and benefits strategies are designed with clarity, accountability, and long-term wellbeing in mind. Watch to understand how working with a CFP® provides trusted, easy-to-understand guidance you can rely on for important financial decisions.

How Customized Benefits Plans Save Employers Money

This video explains how customized benefits plans can help employers reduce waste and get more value from their benefits investment. Led by Scott and Leanne, it highlights how traditional one-size-fits-all plans often leave a significant portion of benefits unused, while tailored strategies align coverage with what employees actually need. The discussion focuses on how Diverse Benefits takes a consultative approach—listening first, then designing plans that improve efficiency, satisfaction, and retention. Watch to understand how thoughtful customization can lead to meaningful cost savings and a stronger, more engaged workforce.

How To Get the Most from Your Benefits Package

This video helps employees understand how to get the most value from their benefits package, rather than letting important resources go unused. Led by Leanne with practical insights from Scott, it walks through how to better understand your coverage, use available tools, and take advantage of programs that support your health, finances, and overall wellbeing. The discussion simplifies what can often feel complex, making it easier to navigate and apply your benefits in everyday life. Watch to learn how to confidently use your plan and unlock the full value available to you and your family.

Benefits Explained Simply

This video breaks down the basics of employee benefits in a simple, easy-to-understand way, helping viewers feel more confident about what their coverage actually includes. Led by Leanne with practical insights from Scott, it explains key components like health, dental, vision, wellness programs, and how to navigate limits and out-of-pocket costs. The goal is to remove confusion and help employees recognize the full value of their benefits package. Watch to learn how to better understand your coverage and make informed decisions that support your health and financial wellbeing.

Why Relationships Matter in Benefits Planning

This video highlights why strong relationships are at the core of effective benefits planning and how a more personal approach leads to better outcomes for businesses and their employees. Led by Leanne with relatable insights from Scott, it explains how taking the time to understand each client’s team, goals, and challenges results in more tailored, responsive, and meaningful benefits solutions. The discussion contrasts this with more transactional, corporate approaches and emphasizes the value of ongoing communication and partnership. Watch to see how building real relationships leads to smarter planning, improved employee satisfaction, and long-term success.

Meet Scott and Leanne: Your Lifestyle Specialist

This video introduces Scott Demerais as the Lifestyle Specialist at Diverse Benefits and explains how his role helps clients align their benefits and financial strategies with real-life goals and transitions. Featuring insights from Scott Demerais and Leanne, it highlights a coaching-focused approach that goes beyond numbers to understand the “why” behind each client’s decisions. The discussion emphasizes how life changes—such as career shifts, family growth, or long-term planning—require thoughtful guidance and personalized support. Watch to learn how Diverse Benefits helps clients make confident, purpose-driven decisions that evolve with their lives.